He is trying to buy a house and will have to leave hackney.
Religious ideals are only as good as their practice. Similarly, economics must meet humanitarian goals. Not just build the wealth of a few. The number of the super rich is declining as they control more and more.
Insurance companies compensate for losses by raising premiums. Because the rich must get paid. Out whole system is compensating for debt by charging is more.
Islamic economics prohibit usury. Any amount of usury, not just large amounts. Both lenders and borrowers must be exposed to risk and must take equal losses.
If policy makers can manage to engage Islam, they may find answers for western economic questions.